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I am currently a volunteer for a service organization who recently asked if I would be part of their organizing committee. During the info session I was handed a huge book with all of the rules regulations etc. What I found the most interesting was a list of items that the insurance company does not cover.
Here are few of the more normal items.

• Jet Skiis
• Bungee Jumping
• Rock Climbing
• Tackle Football
• Sky Diving

Now the next few items are ones I found particularly interesting.

Total Pollution now how is that different from partial pollution and when did this ever get sanctioned as any kind of athletic sport or activity fit for children?

Nuclear Energy Me: “O come on mom why cant we go play at the power plant today” Mom: “Because son Nuclear Energy just isn’t in our insurance coverage this year.”

Any Stunt Activity I consider driving down I-35 every morning and evening on my commute to work and back to be a “STUNT” Does that mean that my driving is not covered?

Terrorism Now I want to know who did what in order to get this on the list. O Jimmy that little terrorist always blowing stuff up, accidentally blew off his arm while trying to send the Jenson’s Cat flying across the pond in his make shift rocket launcher. Boys will be boys…

In all seriousness has the world come to an agreement that the insurance companies have to spell everything out and have to tell them we will cover you if you wreck your car but if you get sick while eating the lead paint chips off your wall at home we wont cover you? I MEAN COME ON show a little self control and stop eating the paint chips. A little common sense might not hurt either.

On that note its time to go read through my on health benefits and find out what I am not covered for. Who knows I might not be covered for mad cow disease or for trying to walk the dog while playing a guitar and skydiving all at the same time

That is all …………..